Steven has been engaged in the application of technology to capital formation for over a decade. He is founder and CEO of PRIMARQ Incorporated, a private capital market dedicated to bringing investor equity into the housing market, a segment of the economy which has relied on the excesses of debt. Earlier, he co-founded OffRoad Capital, the first private market system, enabling emerging private companies to raise up to $20 million in private equity/venture capital through a captive, yet global market of 10,000 accredited investors. He has been an active speaker and author on topics such as mortgage and housing finance reform, housing price stabilization, capital formation and crowdfunding. He was a founding panelist for Silicon Valley Comes to Oxford, a program sponsored by Oxford University to explore issues of innovation and entrepreneurship.